Book Two Car Rentals via United and Earn 10,500 United Miles

A quick post as I’m running out the door but United sent an offer for Chase United MileagePlus credit cardholders who can earn 10,500 United miles after just two car rentals with Hertz. I value the 10,500 miles at around ~$150 dollars so this is a pretty substantial offer for a car rental promotion. 


To book this offer, you must book on and use discount code (CDP) 62455 and promotion code (PC) 305023. Here is the breakdown of earning miles:

– 750 miles per rental 

-1,500 bonus miles per rental for mid-size vehicle or larger 

-3,000 bonus miles per rental for Chase UnitedMileagePlus cardholders


I don’t have time right now to look up rental rates but if they are in the ballpark of what they normally are or comparable to other sites (Kayak, Costco Travel, Autoslash..) this could be a very good deal.


Starwood American Express Card Signup Bonus Changed to Two Free Nights Instead of Points

A few weeks ago I posted how there was a strong rumor that the signup bonus on the Starwood American Express cards would be changing and sure enough, the signup bonus has now changed to a brand new and different type of offer. Instead of points, the signup bonus for both the personal and business card is for 2 free nights at any category 1 to 5 SPG hotel. This new offer is valid to 10/19. Here is the direct link to the personal SPG card and a direct link to the business card offer

This new offer is quite interesting so here are a few things to consider about this new offer as this offer is really worth a maximum of 24k to 32k Starpoints if redeemed at the highest level category allowed, a category 5 hotel.

  1. American Express limits an individual to only one signup bonus per card in their lifetime. As such, it is imperative to only apply for an Amex card when an offer is at its peak. While this offer does not match the best over ever of 35k points, see points #2 & #3.
  2. The SPG-Marriott Merger is scheduled to close this week and it is still unclear on what bank will offer the new Marriott credit card. It is probably a safe bet that Amex will be forced to stop issuing new Starwood Amex cards so it is very possible this could be the last time the bonus is increased before the card goes away for good. In fact, there are already rumors of a Chase Starwood card coming out in February…
  3. There is no doubt that the previous 35k (and the 30k with one specific exception) were stronger offers as per the award chart below a free night at a category 5 hotel would cost between 12k to 16k points. So at best this offer is potentially only better if redeemed for category 5 hotels. 


Obviously I don’t know this for sure but I think might be the last time this card has a signup bonus of something other than 25k points. I think to figure out if this offer is better than the standard 25k offer, it comes down to the following:

  • Are you sure you will redeem two free nights at a category 5 hotel? If not, take the points offer.
  • If you are sure you would redeem at a cateogry 5 property, will it be during the hotel’s high season where it could cost 16k points a night? If so, take this new offer of free nights.
  • Do you want flexibility to use points for lower level SPG hotels and/or transfer some points to airline miles? Take the points offer.

In short, I’m disappointed by this offer as in most cases the 25k offer is better and I was really hoping to see a 30k or 35k offer. Interestingly the refer a friend offers only show the old 25k offers for both the personal and business cards. I’m not sure if Amex is still updating those links or if it will be possible to choose between the free nights offer (public link) or points offer (refer a friend links). Additionally this offer is only through 10/19 so you could potentially wait for the public 25k offer to return. 

If you would like to support the blog and my efforts as a non-affiliate links blogger, I can refer others for either Starwood card as I am a current cardholder for both the personal and business card versions. I do receive 5,000 Starpoints for referring you but you will receive the 25k offer via email from American Express. If you are interested, here are my referral links.

Personal – Referral Link

Business – Referral Link

Alternatively, you can leave a comment asking for a referral (only I will be able to see your email address) or email me directly at and I will promptly refer you for the card. Thank you in advance for your support!

Free 500 to 750 US Bank FlexPerks Points Offers

I love free point offers and there are two quick & easy opportunities right now to earn 500 to 750 FlexPerks points. I know many of you recently applied for the US Bank FlexPerks Visa with the increased signup bonus of 34,500 points due to their Olympics promotion in which the signup bonus was tied to Team USA’s performance in Rio so these free points offers are quite timely.

Offer #1 – Earn 500 FlexPerks Points for Enrolling in Real-Time Rewards

One of the features of the FlexPerks program is the ability to redeem rewards instantly right after a purchase and right now you can earn 500 points for simply enrolling in this program. You do not have to make a redemption to earn the 500 points. Of course, I would never recommend redeeming points this way but I don’t mind an easy 500 points for signing up.


Here is a direct link to the landing page with more detailed instructions about the offer and Real-Time Rewards. Alternatively you can access this offer by logging into your account, going to the Rewards section and looking for the Offers tab towards the top of the page.

Offer #2 – Earn 250 FlexPerks Points for Visiting FlexPerks Promo Site (this one is a bit more YMMV)

You simply need to click the link below and see if you are eligible for the offer as occasionally FlexPerks will run promotions on their promotions site for various bonus point offers. The initial landing page does not show the offer but it should be available once you fill in the information.

Here is the direct link to the offer. This is not working for everyone so this must be targeted (hence the YMMV title on the offer) but worth the 10 seconds to check.

I took advantage of these offers as I hope to get my FlexPerks balance for my wife and I at the 40,000 point level so I can redeem them for airline tickets up to $800. The signup bonus and minimum spend will count for 36,500 points of those points and these offers bring us over 37,000 points each so this was a no-brainer for us to each try.

(H/T to Doc, SJ0 on Reddit)

New Chase Reconsideration Line Phone Number

You might want to bookmark this post for future reference as it appears the reconsideration phone number for Chase cards has changed. Per Reddit, it appears the old reconsideration number of 1-888-245-0625 is no longer in service but there is a new, working reconsideration number which is 1-888-270-2127. I’ve confirmed the old number is not in service and this new number takes you to a Chase credit analyst. This number is working for both personal and business cards.

Frankly, it wouldn’t surprise me one bit if this was a result of the volume of calls received on pending/denied applications for the Chase Sapphire Reserve. I mean interest in the card is so popular they ran out of metal to make the card….

Chase Sapphire Reserve

Once you start applying for several credit cards, you’ll undoubtedly need this number as it is tougher now to get an instant approval with Chase. If you are eligible for a Chase card (i.e under 5/24 or applying for a card not subject to 5/24) and get a pending message, I recommend calling this number to figure out what can be done to approve the application. Many times the representative will state Chase can’t extend you any more credit but will allow you to shift credit from an existing card to the new one to get it approved.

Good luck with all the reconsideration calls!