Breaking: Here is the Link for the 100k Bonus on the Chase Sapphire Reserve

Update: I believe 5/24 is fully applicable to this card and I cannot recommend applying if you are over 5/24. Your best bet is to go to a branch and see if you are pre-approved. That seems to be working to get around 5/24.

A real quick post to highlight that a public link is now live for the 100,000 point signup bonus on the Chase Sapphire Reserve. Here is a direct link to the offer.

Chase Sapphire Reserve

The big news is whether this card is subject to the 5/24 rule and right now the results are inconclusive. There are over 3,300 comments in this thread on Reddit so it is quite a task to go through but there are data points for both approvals and denials for those who are in violation of the 5/24 rule. As such, it is difficult to say for sure at this point whether this card is subject to 5/24 but I am leaning towards yes. There is speculation that the approvals came from people who might have been prequalified and thus got around 5/24. I think in the coming hours or days we will have a lot more clarity on whether the 5/24 rule is in effect but the more recent update seem to indicate 5/24 is in effect. 

In my post yesterday on the hype of this card, I mentioned how this offer was available yesterday in branches though it was obviously tough to find a branch open on Sunday. Someone on Reddit created a survey and asked those who applied to provide data to determine any trends for those who were approved. I frankly think the survey isn’t very clear or easy to follow but here it is if you want to go through the data.

I fully expect Chase to be slammed with applications so if you get a pending decision, it might take a while to get a decision. You could call reconsideration and probably get a quicker decision though if 5/24 is the reason for denial, there is no amount of pleading you can do to get an approval.

Good luck to all applying today! Please report any success or failures in the comments including whether you were over 5/24 or not.

Chase Sapphire Reserve Update: The Hype is Insane and Past the Point of Ridiculousness

I’ve been doing this for a few years now and I’ve never see anything like the anticipation/suspense/desire/worry/excitement/nervousness etc.. about the Chase Sapphire Reserve being released today. I know everyone is antsy to get a 100k signup bonus especially if you are over 5/24 since applying earlier is probably the best chance to get approved if the 5/24 rules haven’t made it to the card yet. However, some people are taking this a bit too far thinking they need to apply the moment the card is available.

I mean look at this thread on Reddit Churning – since yesterday evening, there have been over 1,300 comments and there are currently over 1,330 users on that site. If you don’t follow the site, those number are nutty as people are losing their damn mind about this card. People are literally refreshing pages that might contain the application link by guessing the URL based on the format of other Chase cards. Some stayed up all night refreshing links or that thread. Some are calling Chase 6 + times this morning. One user even posted about they have a script that will automatically tell him when the card is available – are you freaking kidding me?


My advice? You don’t need to apply the instant it is available. Ideally I’d apply in the few hours or within the day it is available but by then you will see other bloggers post about it or users mention it on Twitter so relax. Besides, the few datapoints coming in seem to indicate the online app won’t be available till tomorrow and only in-branch applications are accepted today (Yes there are a handful of branches open today. No I wouldn’t go out of my way to visit one).

As an FYI, I would guess the big blogs (TPG, MMS, VFTW, OMAAT etc..) won’t have their affiliate links until later in the day tomorrow so I recommend following Doctor of Credit or my Twitter to get notice when a public (i.e. non-affiliate) link is live if you want to apply right away. If you need a refresher, here are my thoughts on the card and applying for it.

Quick Deal: Earn 1,000 Bonus Singapore KrisFlyer Miles for Shopping Through Their Portal

A really quick post to highlight you can earn 1,000 bonus miles for shopping through Singapore Airlines shopping portal, KrisFlyer Spree. To earn the 1,000 bonus miles you must spend $120 in one transaction from today through July 26.

I’m only highlighting this deal as you could effectively earn 8.3x per dollar spent if you spend exactly $120 which is a fairly good return on top of any miles you’d normally earn by shopping through a portal.

A quick tip: After going to the homepage, change the region on top to USA. This will allow you to see all the US stores that participate including Macy’s, Bloomingdales, Apple, etc…