My Advice: Use Your 2017 American Express Airline Credit Now

Last year there were tons of negative changes to the miles/points landscape as banks made obtaining credit cards more difficult, devaluations were rampant and many manufactured spend techniques were killed off. As we saw yesterday, 2017 is not off to a good start either. Therefore, I am recommending anyone who has an American Express airline credit from their Platinum card ($200) or Premier Rewards Gold card ($100) and plans to use them on airline gift cards, should use them as soon as possible.

My argument is a simple one. It is widely known that airline gift cards are not eligible for the airline credit per the terms & conditions. However for years, the automated system American Express uses to determine what is eligible has nonetheless processed certain e-gift card purchases as being eligible – usually small amounts such as $50 (Delta) or $100 (Southwest/American/Alaska) or if purchased a part of a registry (United). Right now, we know this is still working as the recent posts to Flyertalk demonstrate (see end of post) but there is no guarantee this will work for all of 2017. I have no inside knowledge to this but I do think there is a non-zero chance American Express changes this at some point in 2017. I did say the same thing last year & I was obviously wrong but I’d rather lock my credit in to be safe. 

As a reminder, you can change your airline selection until the end of January using this link. To show that I follow my own advice, I purchased two $50 Delta e-gift cards yesterday on my PRG card and I am hoping the credits post shortly after (I will update this post once it does).

$50 E-Gift Card Purchases

$50 E-Gift Card Purchases

To be clear, I have absolutely zero inside knowledge that this ‘trick’ to buy airline e-gift cards and have them be eligible for the airline credit will end soon. In fact, it probably won’t end this year as that chance is quite small (but not zero either) in my opinion. I have always had success buying $50 Delta e-gift cards or $100 American Airlines e-gift cards but I would check the latest reports on the Flyertalk threads below before selecting any of those airlines. After all that has changed in the last year or so, I’d rather be months earlier getting my airline gift cards reimbursed than a day late.

Links to FlyerTalk Threads with recent reports of success/failures

Readers, feel free to post your success/failures below!