You Can Refer Others to the American Express Hilton HHonors Surpass Card & Earn 10,000 Hilton Points

Update: There is currently an 80,000 point offer available that you cannot refer others to. A direct link to that offer can be found here.

Every so often, I like to take a look at the current refer a friend offers on our credit cards as I’ve unexpectedly found some offers (such as this bonus for the Amex Everyday from last year) that I didn’t know existed. This might not be news to many but today was the first time I noticed an offer on my wife’s American Express account to refer others for the American Express Hilton Surpass credit card.


The current refer a friend offer allows the referrer to earn 10,000 Hilton HHonors points per referral up to a maximum of 55,000 points per calendar year. I value Hilton HHonors points at .5 cents each so each referral is worth about $50 based on my valuation. If you are a current cardholder, you can check to see if your account is eligible to refer others at this American Express Refer a Friend link.

Now let me be very clear about this – I DO NOT think this offer is worth applying for now as the signup bonus has been as high as 85,000 points in the past on this card. With Amex’s once a lifetime bonus policy, you should try to maximize your earnings by applying for cards only when the offer is at or exceeds the historical best offer on a specific card. However if you are in need of some Hilton points right away and/or the Hilton Gold status for an upcoming stay (to get free breakfast, chance at a better room, etc.) that comes with this card, leave a comment or shoot me an email at and I can have my wife refer you.

American Express Everyday and Everyday Preferred Cards Now Offering 5,000 Bonus Points for Referrals

Every so often, I check the refer a friend or referral sites for Chase and American Express to see if any of my cards are eligible to be referred to family/friends for bonus points. While doing this check today, I noticed that the American Express Everyday card is now available for referrals! I’ve also confirmed the Everyday Preferred is available as well though neither my wife nor I have that card. This is the first time I have ever seen them eligible in my account for referral. (Apologies if this is old news but I never saw this posted anywhere).

Everyday Referral

American Express is offering 5,000 points to the referrer for anyone who is approved via an email referral for the Amex Everyday (the person applying for the credit card will receive 10,000 points). I think it is somewhat interesting the referral bonus is so high compared to the signup bonus of the card. Since the signup bonus on the card is only 10,000 points, the referral bonus is 50% percent of the signup bonus – I don’t think I’ve ever seen such a high percentage for a referral bonus.

My wife has the Everyday card and received the 10,000 points for opening it. The main reason she opened this card was as a way to preserve her American Express Membership Rewards balance since she plans to close her Platinum card at the beginning of next year (after she takes advantage of the $200 airline credit one last time). If she closed the Platinum card without having this card or any other Membership Reward earning card, she would have had to transfer all her Amex MR points out to an airline or hotel before cancelling the card to avoid losing the points.

However, and as I’ve said before, I really value the flexibility of points so it would defeat the purpose to transfer all those points to some airline without any immediate need for them. The solution to this was opening the Amex Everyday card which is the only no annual fee American Express card that still allows you to transfer Membership Rewards points to airlines and hotels. Since it has no annual fee, I never have to worry about closing this card and I maintain the flexibility to use the points as I need to in the future. It also lets me save my points in case there is a big airline transfer bonus in the future (c’mon British Airways transfer bonus!)

If anyone would like to be referred for the card please let me know (either by leaving a comment with your email address or by emailing me) but the point of this post is to make readers aware that you can earn bonus points for referring friends based on the cards you have (and that this is the first time I’ve seen the Everyday/Everyday Preferred available for referral bonus points). If you are already a cardholder of the Everyday/Everyday Preferred cards (as well as other Amex and Chase cards) check to see if your account is eligible for a refer the friend promotion via the Chase Referral Website Link and the American Express Referral Website Link and then use it when friends/family ask you for credit card recommendations (since if you’re in this hobby, everyone naturally comes to you asking about points/miles/credit cards).

Feel free to leave a comment if you have a referral for these cards or any other cards!