14 thoughts on “Confirmed: Downgraded Citigold Accounts Still Qualify for a Reduced Annual Fee on Citi Prestige Card

  1. I cancelled my Citigold in fall after doing the AA offer in summer and I have still gotten thanked for being a Citigold customer when I’ve spoken to them. I literally have no banking with them! But I haven’t tried to see if it would score me the $350.

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  2. Pro-tip: it has been my experience you can also keep this basic checking account fee free by one bill pay and one ‘direct deposit’ per month. I have had success with a $5 auto transfer from my other bank to Citi, and a $5 bill pay to my electric company. Hope this works for you guys.

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  3. […] Confirmed: Downgraded Citigold Accounts Still Qualify for a Reduced Annual Fee on Citi Prestige Card…– I’m glad to finally see a data point regarding this. Good news. […]

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  4. When does the annual fee post on this card? I received my prestige card about a week ago and have not seen the AF post yet.

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  5. Thanks for this. So when you say you immediately downgraded, does that mean even before the bonus posted?

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  6. Good timing on this post. My 50K AA miles are due to post in another 2 weeks. My AF fee for Prestige is coming up in May. I was going to keep the Gold Checking until the AF posted to save a few bucks but I think I’ll try this route.

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  7. So if u get the card before u open an account would u still get the reduced 350 dollar fee after you open the account latter on. And just to clarify the fee becomes 450 dollar again if u close the citi gold account?

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  8. […] in branch to get the reduced annual fee of $350 vs the standard $450. Zombie Citigold accounts (accounts that were Citigold but now Basic for example) should still work for the reduced annual fee of […]

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