The Two Browser Trick is Back with the Bank of America Alaska Airlines Credit Card

Update Dec. 2015: Per the comments, the double application trick is effectively dead. 

Note: I posted an update here about the miles posting. 

Back when I first got into points & miles, one of first tricks I learned from other blogs was the infamous “two browser trick” with Citibank American Airlines credit cards in which you could get two American Airlines credit cards with a 75,000 mile signup bonus if you applied for the cards at the same time using different internet browsers. Well, I can now confirm the newest two browser trick: Alaska Airlines personal credit cards from Bank of America.

AlaskaAir

While prepping for my wife’s latest round of credit card applications, I wanted to include an Alaska Airlines credit card since they are churnable as you can get the signup bonus again and again without any issue. On Flyertalk, there was a post of someone getting approved for both cards at once so I decided to try it and report my findings. The current best offer for the Alaska Airlines credit card is 25,000 miles + $100 statement credit after spending $1,000 in 3 months with the annual fee of $75 NOT waived. This isn’t the largest ever signup bonus for this card and not necessarily an exciting offer by itself. However if you could double this offer for a single credit inquiry, this offer becomes more attractive.

Here how I got approved for two personal Alaska Airlines credit cards:

  1. Closed all internet browsers and opened an incognito Google Chrome window and a private session Internet Explorer (I’m sure a private window in Firefox would work as well).
  2. Pasted the link for the 25,000 mile offer + $100 statement credit in each browser.
  3. Important: On one application, I chose the Northern Lights design while on the other I chose the Classic design. I have no idea if this actually made a difference but my thinking is BofA’s computers will not mark the applications are duplicates since technically the applications are different due to the card design. I haven’t tested trying out the same design on each but I recommend doing different designs since I know this works. AlaskaAirDesign
  4. I completed the application for my wife in each window quickly to avoid possible timing out the page but I did NOT click submit yet.
  5. Once I got to the next page before hitting the final submit application, I quickly verified the information I entered on each was identical (with the exception of the design of the card noted above).
  6. I clicked submit on one application and I immediately, as quick as I could (use ALT+TAB) switched to the other application and hit submit. I did this in about a second or so. I don’t know how quick you need to be but I imagine a few seconds is fine.
  7. About 30 seconds later, I got the message my wife was instantly approved for both cards with identical credit lines on each card. Make sure the credit line is above $5k otherwise you will get approved for a lower level card and not receive the 25k miles.
  8. Since there is no minimum spending requirement for the 25,000 miles (you only need to spend the $1,000 to get a $100 statement credit), the miles should have posted a few days after approval. I applied for the cards on 1/10 and 50,000 miles posted in my wife’s account on 1/18 though the activity was backdated to 1/12. SUCCESS!
  9. I currently see two credit pulls from Bank of America on my wife’s credit report. They haven’t combined just yet but I fully expect them to do so within a few weeks. And if they don’t, I’m confident in my ability to call and get the pulls combined.

Confirmation of miles posting

Confirmation of miles posting

Even though the above worked for me, there are some remaining open points:

Will this work for other Bank of America credit cards? I don’t know and I haven’t test this out to try it. Personally, I believe the offers from BofA to be pretty weak with the Alaska Airlines card as the true standout among their offers due to how valuable their points are.

What if I’m not instantly approved and I have to call the reconsideration line? I don’t know how Bank of America will react if a rep see two pending applications. They will most likely assume it’s a duplicate application but you might be able to explain why you need two cards. You could explain that you want to track different type of expenses or if you added an authorized user on one card, you want to keep the expenses from individuals on separate statements. This is a big YMMV.

Can I do this with Bank of America Business cards? Again, I don’t know and I haven’t tested it. What is interesting though is that after applying for the personal card, on the approval screen I was offered the chance to apply for the business version of the card as well. I didn’t try it out as my wife doesn’t have a legitimate business but I did have someone else try this for me. The business application was initially marked as pending after getting approved for both personal cards. After a call to reconsideration, he was approved so in total he netted 3 Alaska cards (2 personal, 1 business) in a day.

Post your results and findings in the comments!

Point & Center: $400 Flights to Italy, American Express Transfer Bonus to Virgin America, Last Call for Hyatt Reservations & More!

Sorry for the lack of post the past few days – I was down in Aruba for the long weekend and my schedule didn’t allow me to post any of the news going on from the past week or so. Here is quick roundup of some of the more notable news and developments that I missed.

1. 35% American Express Transfer Bonus to Virgin America – American Express is offering a 35% transfer bonus for all transfers of American Express Membership Rewards points to Virgin America. The normal transfer ratio is 2 Membership Rewards points to 1 Virgin America Elevate point (2:1) so with this promotion, it becomes 2:1.35. Virgin America points are worth ~2.2 cents each since that is the approximate rate they can be redeemed for travel on Virgin America. As in most cases when there is a transfer bonus (with perhaps the exception of the current 40% British Airways transfer bonus), I would not make any speculative transfers unless you needed to top off your account for an award you about to book. In general, I don’t recommend taking advantage of this offer for most people.

VATransfer

2. ~$400 flights New York to Milan on Emirates & United – Emirates is running a promotion in which you can snag a non-stop flight from JFK to Milan for only ~$400 a person roundtrip. United quickly matched the fare for Newark to Milan though availability seems to be more limited than Emirates. The catch for this promotion is this is valid for only groups of exactly of 2 people (Emirates) or 2+ people (United). A single traveler will price out at ~$660. You can travel from February to May though you will need to search to see what dates are eligible for the $400 fares. Here is more information from The Flight Deal.

 

3. No Foreign Transaction Fees on Barclays US Airways MasterCard – I recently received an email from Barclays informing me that they will no longer charge a foreign transaction fee on purchases made outside of the United States. Previously they would charge 3% for this but in what I’m guessing is an attempt to lure more customers to acquire the US Airways MasterCard before they are unable to offer it anymore, they have removed this fee completely. I’m glad to see another credit card offer no foreign transaction fee but there are much better cards to use for foreign purchases already so this announcement doesn’t make a big difference to me.

4. Last Call for Hyatt Reservations for Affected Hotels Before Award Category Changes on 1/22 – I posted last month a list of some of the key hotels that are changing categories (Park Hyatt Maldives, Andaz Amsterdam, Park Hyatt Seoul, Baha Mar and more) in the Hyatt Gold Passport Program as a result of Hyatt’s annual evaluation of category levels. The change in award category will occur on 1/22 so if you are targeting a reservation at one of the affected hotels, I recommend booking them now even if you don’t exactly have firm dates. There is no cost to cancel award bookings (as long as you do it before the hotel’s cancellation deadline) and generally, Hyatt has allowed you to change dates to a reservation made before the category change without charging you the increased amount of points (though this is a YMMV situation). Basically, I see no downside to making a speculative reservation now to save points.

Here is the complete list of affected hotels.

Award Trip Breakdown: Planning Our 2nd Anniversary Trip to the Maldives! Part 1 – Flights

Since getting married in 2012, I’ve used points & miles to take an awesome honeymoon or anniversary trip each year. Our honeymoon was in Moorea & Bora Bora followed by our one year anniversary trip to Bali and Thailand (I really need to work on that trip report by the way…). These were both trips that we could not have taken if I had to pay cash for them even if we flew economy and stayed in budget hotels as each of those trips would have amounted to several thousand dollars! With the expectations growing for this year’s anniversary trip (its getting harder to top those two trips!), I decided to take my wife to the Maldives for our 2nd anniversary! This post will go over how many miles you need for flights to the Maldives and how we got the miles necessary for this trip while my next post will cover booking the hotels.

The Maldives!

The Maldives!

Park Hyatt Maldives

Park Hyatt Maldives

For those that don’t know, the Maldives is an island nation made up of 26 atolls in the Indian Ocean that is situated about 250 miles southwest of India. By both land mass and population, the Maldives is the smallest country in Asia. Coming from the East Coast of the US, this is not an easy nor quick place to get it but that is part of the allure of it – the remoteness and feeling you are isolated from the rest of the world.

Yup that's far!

Yup that’s far!

Coming from the United States, the best miles to use for a trip to the Maldives are American Airlines miles or Alaska Mileage Plan miles. Using American miles, you can fly Etihad, Qatar and/or Cathay Pacific though flying Cathay Pacific will cost more in miles due to technically having to book two awards as a result of routing restrictions from AA. Here is the cost in miles if you flew Etihad or Qatar:

  • 45,000 American Airlines miles for economy class (one way)
  • 67,500 American Airlines miles for business class (one way)
  • 90,000 American Airlines miles for first class (one way)

Flying Cathay would result in two awards since you cannot route to the Maldives via Asia (this is a routing rule enforced by AA). The total cost of two awards would be as follows and you can stopover for as long as you want in Hong Kong. You can also use British Airways Avios to book the Hong Kong to Maldives leg.

  • 35,000 American Airlines miles for economy class to Hong Kong then another 22.5k miles to the Maldives (one way)
  • 55,500 American Airlines miles for business class to Hong Kong then another 30k miles to the Maldives (one way)
  • 67,500 American Airlines miles for first class to Hong Kong then another 45k miles to the Maldives (one way)

Using Alaska miles, you can fly Emirates or Cathay Pacific.

42,500 Alaska Airlines miles for economy class on Emirates (one way)
50,000 Alaska Airlines miles for economy class on Cathay Pacific (one way)
62,500 Alaska Airlines miles for business class on Cathay Pacific (one way)
72,500 Alaska Airlines miles for business class on Emirates (one way)
70,000 Alaska Airlines miles for first class on Cathay Pacific (one way)
90,000 Alaska Airlines miles for first class on Emirates (one way)

You can also use United miles for this trip as well as British Airways Avios but I am not going to cover those options as those options are too expensive for premium cabin travel and American & Alaskan miles offer the best, most convenient routings to the Maldives in my opinion.

Here is what I booked for our trip in October to the Maldives:

Flights: Etihad Business Class JFK-Abu Dhabi-Male (Maldives). For the return, Etihad Business Male-Abu Dhabi then Etihad First Class Abu Dhabi-JFK. We wanted to book first class on the outbound to the Maldives but there was no first class availability. The flights from Abu Dhabi to Male only features business and economy class so even on a first class booking, we are sitting in business class on those flights.
Retail Cost: $15,000-$17,000 per person for all flights.
My Cost: 157,500 American Airline miles + $62 in taxes+ $70 in unavoidable American Airlines phone booking fees per person.

Yikes!

Yikes!

Etihad Business Class

Etihad Business Class

Etihad First Class Suite

Etihad First Class Suite

I used American Airlines miles for two reasons: 1) They are a lot easier to obtain via credit card signup bonuses than Alaskan miles and 2) As such, we didn’t have enough Alaska Airlines miles so by default we had to use American miles :). I acquired the majority of the miles last year when the Citi American Airlines Executive card offered a 100,000 mile signup bonus that could be churned over and over. If you need AA miles, there are currently 50,000 mile signup offers on the Citi American Airlines Platinum Select for both the personal and business credit cards.

This will go down as one of my best redemptions of American miles followed by using American miles to fly Air Tahiti Nui to Tahiti for my honeymoon. Some people prefer to redeem their miles for domestic and/or economy flights which is great if that’s your goal. And to be honest, when I first started collecting miles years ago that was my goal to get trips to Las Vegas and Los Angeles for free. Now, I use miles for flights that I 100% could never EVER pay for, such as a business class or first class ticket to the Maldives. Even an economy flight on this route would cost over $1,500 which I wouldn’t pay for. But to use only 157,500 miles instead of paying $17,000 for this same ticket for a bed in the sky for a special trip that will we remember forever still amazes me – this is the beauty of points and miles.

500 Free & Easy Lufthansa Miles

Lufthansa is giving 500 FREE Lufthansa Miles for signing up for their loyalty program newsletter, Miles & More. It’s really as simple as providing your Lufthansa Miles & More loyalty program number and an email address for the newsletter (hint: don’t use your main email unless you actually want to read the newsletter).

Click Here to Signup for the the Lufthansa Newsletter to Earn 500 Miles.

500LHMiles

I know many people have (or had) 50,000+ Lufthansa miles when the Barclays Miles & More credit card had a large signup bonus on it so this is a way to supplement that balance with another 500 miles. Even if you don’t have any Lufthansa miles now, you never know when you might acquire more Lufthansa miles, such as another large signup bonus appears for that card. In short, for ten seconds of your time, signing up for this newsletter for 500 miles is worth doing.

The Terms & Conditions are as follows:

TC

(H/T Mile Nerd)

Deal Alert: $99 One Way Flights to Iceland and London Are Back from Wow Air!

This is just a quick post to let readers know the awesome deal I posted a few months ago about extremely cheap flights to Iceland and London has returned! You can fly to Iceland for as little as $99 one way and $200 to London on Wow Air! They are an Icelandic based low cost carrier that is launching routes to Boston and Baltimore in March and June respectively. Availability is much more limited this time around but there are still $99 fares valid as of this posting. To search for flights, go directly to their website at wowair.us and search different days to find the cheapest flights.

WowAir WowAir2

The return flights to the US seem to be pricing higher due to European taxes but anything under $400 roundtrip is a steal! As a low cost carrier, you can expect to pay for everything else – including food, carry-on baggage, checked baggage and more. Even factoring in these fees (which I discuss more about here), this is still probably the cheapest flight you can book with cash to Europe this summer.

(H/T The Flight Deal)